Alamance County Bankruptcy Records
Alamance County bankruptcy records are filed through the Middle District of North Carolina in Greensboro. Residents and businesses in Alamance County who file for bankruptcy have their cases heard at the federal courthouse in the Greensboro Division. You can search these records online through PACER or visit the court in person. The Alamance County Clerk of Superior Court in Graham also keeps state court records that may tie to bankruptcy filings. This page explains how to find and access bankruptcy records for Alamance County cases.
Alamance County Quick Facts
Alamance County Federal Bankruptcy Court
The Middle District of North Carolina Bankruptcy Court handles all bankruptcy cases filed by Alamance County residents. The Greensboro Division serves Alamance County from the federal courthouse at 101 South Edgeworth Street in Greensboro. This court hears Chapter 7, Chapter 13, and Chapter 11 cases. Staff at the clerk's office can help you look up case records or point you to the right forms.
Alamance County sits in the Greensboro Division of the Middle District. The court is about 25 miles west of Graham, the Alamance County seat. All bankruptcy filings for Alamance County go through this office. The court has public access terminals where you can search bankruptcy records at no cost. These terminals sit in the clerk's office lobby and are open during business hours. You can search by debtor name, case number, or date range to find Alamance County bankruptcy filings.
The Alamance County Clerk of Superior Court handles state court matters but does not process federal bankruptcy cases. However, state court records in Alamance County may show liens, judgments, or civil cases that connect to a bankruptcy filing. You can visit the clerk's office at 118 W. Harden Street in Graham for state records.
Search Alamance County Bankruptcy Filings
PACER is the main tool for searching Alamance County bankruptcy records online. PACER stands for Public Access to Court Electronic Records. You can use it from any computer with internet access. Go to pacer.uscourts.gov to set up a free account. Once you log in, select the Middle District of North Carolina to search for Alamance County bankruptcy cases.
PACER charges $0.10 per page for most documents. The cap is $3.00 per document. If your total charges stay under $30 in a quarter, the fee is waived. This means small searches for Alamance County bankruptcy records may cost you nothing at all.
You can also call the Voice Case Information System at 866-222-8029 for free. VCIS gives you basic case details over the phone. It works well when you just need to check if someone in Alamance County filed for bankruptcy. You can look up a case by name or case number. The system runs around the clock and does not charge a fee.
The Alamance County government website provides contact details for local offices. While it does not host federal bankruptcy records, it can guide you to the right office for public records requests in Alamance County.
Note: PACER accounts are free to create, but document views will incur charges once you pass the quarterly threshold.
Alamance County Property and Bankruptcy Liens
The Alamance County Register of Deeds keeps records of property liens that may connect to bankruptcy cases. When someone in Alamance County files for bankruptcy, a notice of filing is often recorded with the Register of Deeds. This creates a public record that ties the property to the bankruptcy case. The office is at 118 W. Harden Street in Graham and has records dating back to 1849.
You can search Alamance County property records online through the Register of Deeds website. Look for deeds, mortgages, and liens that may reflect transfers or changes tied to a bankruptcy filing. This is useful when you need to trace what happened to real estate during an Alamance County bankruptcy case. The online search tool is free to use for basic lookups.
What Alamance County Bankruptcy Records Show
A bankruptcy case file in Alamance County holds many documents. The petition is the first paper filed. It lists the debtor's name, address, and the chapter of bankruptcy. Schedules follow the petition and detail all debts, assets, income, and expenses. These records paint a full picture of the filer's financial state at the time of the Alamance County bankruptcy.
Other key documents in Alamance County bankruptcy records include:
- Creditor list with names and amounts owed
- Meeting of creditors notice and date
- Trustee assignment and reports
- Discharge order or dismissal order
- Any motions or objections filed during the case
Under 11 U.S.C. Section 107, most bankruptcy records are open to the public. Anyone can look up an Alamance County bankruptcy case without being a party to it. Some personal details like Social Security numbers are redacted for privacy. But the core facts of the case, including debts, assets, and the final outcome, are available to the public.
Note: Bankruptcy discharge orders are among the most requested documents from Alamance County case files.
Bankruptcy Filing Types in Alamance County
Most Alamance County bankruptcy cases fall under Chapter 7 or Chapter 13. Chapter 7 is a liquidation. The court appoints a trustee who sells non-exempt assets to pay creditors. Most Chapter 7 cases in Alamance County wrap up in three to six months. The debtor gets a discharge that wipes out most unsecured debts.
Chapter 13 works differently. The debtor keeps their property and follows a three-to-five year payment plan. This is common for Alamance County homeowners trying to catch up on mortgage payments. Chapter 13 records are larger because the plan and payment history add many pages to the file. Chapter 11 is for businesses. It lets a company reorganize its debts while still running day to day. These cases tend to be the most complex and produce the most records.
Alamance County Bankruptcy Court Details
| Court |
U.S. Bankruptcy Court, Middle District of NC 101 South Edgeworth Street Greensboro, NC 27401 Phone: (336) 358-4000 |
|---|---|
| Hours | Monday through Friday, 8:30 AM to 4:30 PM |
| Website | ncmb.uscourts.gov |
Walk-in visitors can use the public terminals in the Greensboro courthouse to search Alamance County bankruptcy records for free. Bring a valid photo ID to enter the building. The court staff can help you find the records you need but cannot give legal advice about your Alamance County case.
Older Alamance County Court Records
Bankruptcy records from Alamance County that are more than a few decades old may no longer be at the courthouse. The National Archives and Records Administration stores older federal court records. NARA keeps closed bankruptcy case files from North Carolina courts. You can request copies by mail or visit the regional NARA facility.
The NC Courts help page also covers how to find state court records that may link to older Alamance County bankruptcy cases. State records like liens and judgments can fill gaps when the federal file has been moved to archives. The NC eCourts portal at portal-nc.tylertech.cloud lets you search Alamance County state court records online for free.
Note: NARA typically holds bankruptcy records that have been closed for at least 15 years.
Nearby Counties
These counties border Alamance County. Make sure you search in the right county for the records you need. Each county may fall under a different federal court division.