Transylvania County Bankruptcy Records
Transylvania County bankruptcy records are filed through the Asheville Division of the Western District of North Carolina. The county seat is Brevard, a small city in the Blue Ridge Mountains. Transylvania County has about 33,000 residents and is part of Region B Council of Governments. Bankruptcy filings from this county are public records stored in the federal court system. This guide covers how to search and access Transylvania County bankruptcy records.
Transylvania County Quick Facts
Transylvania County Federal Bankruptcy Court
All bankruptcy cases from Transylvania County go to the Asheville Division of the Western District of North Carolina. The Asheville office is at 100 Otis Street, Room 112. Hours are 8:30 a.m. to 4:00 p.m. on weekdays. This division covers Avery, Buncombe, Haywood, Henderson, Madison, Mitchell, Transylvania, and Yancey counties.
The Transylvania County Courthouse is a historic building at 20 East Morgan Street in Brevard, NC 28712. Built in 1874, it was the first brick building in Brevard. The courthouse was added to the National Register of Historic Places in 1979. A clock tower was installed in 1984. This building handles state court matters. Federal bankruptcy cases go through the Asheville court.
The Transylvania County government has offices at 21 E. Main Street in Brevard. The county is in the 11th Congressional District and the 50th Senate District.
Note: Meetings of creditors for Transylvania County bankruptcy cases are held at the Asheville courthouse.
How to Search Transylvania County Bankruptcy Cases
PACER is the primary tool for finding Transylvania County bankruptcy records. The system is free to join. Search by debtor name, case number, or date range. Fees are ten cents per page, with the first $30 each quarter waived. All Western District filings are in PACER.
Call the Voice Case Information System at 866-222-8029 for free case data. VCIS works around the clock and covers all Transylvania County bankruptcy cases. You can check filing dates, case status, chapter type, and discharge dates by phone.
The NC Judicial Branch page for Transylvania County provides information about state court services in Brevard. For federal bankruptcy records, use PACER or contact the Asheville court office directly.
Contents of Transylvania County Bankruptcy Filings
Each Transylvania County bankruptcy file holds standard documents. The petition lists the debtor and the chapter filed. Schedules break down all assets, debts, income, and expenses. The statement of financial affairs covers recent financial transactions and history.
Key documents include:
- Petition and all schedules
- Creditor list with balances
- Statement of financial affairs
- Repayment plan for Chapter 13 cases
- Discharge or dismissal order
Under 11 U.S.C. § 107, these records are public. Anyone can view them. Social Security numbers are redacted in public copies. Tax returns may be restricted. Most other documents in a Transylvania County bankruptcy case are fully accessible.
Transylvania County Bankruptcy Court Resources
The Western District court website has forms, local rules, and filing information for Transylvania County cases. The Transylvania County Courthouse page provides details about the historic courthouse building in Brevard.
The court site includes electronic case filing tools and PACER access links for Transylvania County bankruptcy record searches.
The NC court records page explains access to state records. For older federal cases from Transylvania County, the National Archives stores closed bankruptcy files from the Western District.
PACER gives direct access to every Transylvania County bankruptcy filing in the Western District of North Carolina.
Court Information for Transylvania County
Below are the key details for the bankruptcy court that handles Transylvania County cases.
| Court |
U.S. Bankruptcy Court - Western District of NC Asheville Division 100 Otis Street, Room 112 Asheville, NC Phone: 704-350-7500 |
|---|---|
| Hours | Monday through Friday, 8:30 AM to 4:00 PM |
| Website | ncwb.uscourts.gov |
Bankruptcy Filing Types in Transylvania County
Most Transylvania County residents file Chapter 7 or Chapter 13 bankruptcy. Chapter 7 is a liquidation that erases most unsecured debts. It takes about four months from filing to discharge. A trustee reviews the case, but most filers keep all their property under available exemptions.
Chapter 13 creates a court-approved repayment plan. Transylvania County filers make monthly payments over three to five years. This option works well for people who want to catch up on a mortgage or car loan while keeping their assets. The Asheville court must confirm the plan.
The North Carolina State Records site has a guide to bankruptcy filings across the state, including Transylvania County cases. All chapters create records that are part of the public file.
Note: Transylvania County residents must complete pre-filing credit counseling and a pre-discharge financial management course as required by federal law.
Nearby Counties
These counties border Transylvania County in the mountains of western North Carolina. Verify the debtor's address to determine the correct filing division.