Davidson County Bankruptcy Records Lookup
Davidson County bankruptcy records are managed by the federal court in North Carolina's Middle District. The county seat is Lexington, and the Winston-Salem Division handles all bankruptcy filings for Davidson County residents. Whether you need to find a specific case or review public filings, several tools are available. PACER offers online access, and the court provides in-person search options. This page explains how to locate and use bankruptcy records for Davidson County cases.
Davidson County Quick Facts
Davidson County Bankruptcy Court Information
The Middle District of North Carolina Bankruptcy Court handles all bankruptcy filings for Davidson County. The Winston-Salem Division is located at 226 South Liberty Street, Suite 220, Winston-Salem, NC 27101. You can reach the court at (336) 397-7787. This office processes Chapter 7, Chapter 11, Chapter 12, and Chapter 13 bankruptcy cases for individuals and businesses in Davidson County.
Public access terminals at the Winston-Salem courthouse let you search case records for free. The court's CM/ECF system supports electronic filing. For attorneys and the public who want remote access to Davidson County bankruptcy case documents, PACER is the primary tool. PACER gives access to docket entries, filed documents, and case status information. The system covers cases filed in the Middle District and lets you search by debtor name or case number.
The Davidson County Clerk of Superior Court at 110 West Center Street, Lexington, NC 27292, maintains state court records. The phone number is (336) 249-0357. This office does not handle federal bankruptcy cases, but staff can help you find the right court for your needs.
| Court |
U.S. Bankruptcy Court - Middle District of NC Winston-Salem Division 226 South Liberty Street, Suite 220 Winston-Salem, NC 27101 Phone: (336) 397-7787 |
|---|---|
| Hours | Monday through Friday, 8:30 AM to 5:00 PM |
| Website | ncmb.uscourts.gov |
Searching Bankruptcy Filings in Davidson County
PACER is the best way to search Davidson County bankruptcy records from home. Set up a free account at pacer.uscourts.gov. Then search the Middle District court by name or case number. Results show the docket, filed documents, and case status. PACER charges $0.10 per page with a $3.00 cap per document. Quarterly use under $30 is free.
You can call the Voice Case Information System at 866-222-8029 for basic case details. This free phone service works for all cases in the Middle District, including Davidson County. Have your case number ready before calling.
Davidson County also has a branch courthouse in Thomasville at 10 Court Square, phone (336) 472-2621. This branch handles some state court matters for the Thomasville area. For federal bankruptcy records, you still need to go through the Winston-Salem federal court or PACER. The NC eCourts portal covers state records but does not include bankruptcy cases.
What Davidson County Bankruptcy Records Show
A bankruptcy filing from Davidson County contains detailed financial information. The petition starts the case and lists the debtor's name and chapter type. Schedules break down every asset, debt, source of income, and monthly expense. Creditor lists show who is owed money and how much. The means test helps determine if a debtor qualifies for Chapter 7 in Davidson County.
Under 11 U.S.C. § 107, bankruptcy records are public. Anyone can view them through PACER or at the court. The court redacts Social Security numbers from public copies. Other documents in the file include the trustee's report, objections from creditors, and the discharge order that closes the case.
Note: The Davidson County Register of Deeds at (336) 249-2535 may have property lien records tied to local bankruptcy cases.
Davidson County Government and Related Records
The Davidson County government website provides information about county offices and services. The Register of Deeds at 203 West 2nd Street, Lexington, NC 27292, maintains real estate records, deeds, and UCC filings. These records can be relevant when a bankruptcy involves property in Davidson County. Liens and deeds of trust may be recorded here as part of or after a bankruptcy case.
The Davidson County Register of Deeds offers online access to recorded documents through a search system. You can look up deeds, mortgages, and other instruments. Recording fees follow the North Carolina standard: $6.00 for the first page and $0.25 for each extra page. The office has records going back to 1822 when the county was formed.
For broader court record searches in Davidson County, the NC Courts records page provides general guidance on accessing state-level records. The Clerk of Superior Court has public access terminals in both the Lexington and Thomasville offices for free record searching during business hours.
Common Bankruptcy Chapters in Davidson County
Most people in Davidson County file under Chapter 7 or Chapter 13. Chapter 7 discharges most debts within a few months. The debtor may lose some non-exempt property. Chapter 13 sets up a three to five year repayment plan. It is used by people who want to keep their home or car while catching up on past-due payments. Both chapters create full records in the Middle District court system.
Davidson County businesses may file Chapter 11 to reorganize while staying open. This is a longer and more involved process. The case file is usually larger. Chapter 12 is for family farmers and fishermen. Each type of filing produces public records that you can search through PACER or the court clerk's office in Winston-Salem. The North Carolina state records site can serve as a starting point for searching bankruptcy filings in the state.
Nearby Counties
These counties are near Davidson County in the Piedmont region. Bankruptcy cases are filed based on where the debtor lives. Check the debtor's address to confirm the correct district.